Convert hourly pay to annual salary and compare state minimum wages
Results update as you type. Inputs are saved on this device.
Annualized gross pay
2026 federal brackets and standard deductions; FICA includes the $184,500 Social Security wage base. State tax is a simplified flat-rate estimate and local taxes, credits and deductions are excluded.
Hourly rate × hours per week × weeks per year gives gross annual pay, with anything over 40 hours paid at 1.5×. Compare it against state minimum wages and see an estimated take-home figure after federal tax and FICA.
Gross annual pay is the wage conversion before tax. Estimated take-home subtracts simplified federal income tax and FICA; the state comparison shows the difference between the entered rate and the selected state's statutory minimum.
Overtime exemptions, tipped wages, local minimums, credits, filing details and payroll deductions vary. This estimate is not a payroll calculation and should not be used to verify legal wage compliance.
Inputs are applied directly to standard finance formulas with monthly compounding where relevant. Results are estimates in the selected currency; they do not include every tax, fee, benefit, market event or local rule. Try a conservative and an optimistic case before making a decision.
Last reviewed: August 2026. Primary references include the IRS 2026, SSA, BLS CPI, U.S. DOL, CFPB.
$45,760 at 40 hours a week for 52 weeks, before any overtime.
The federal floor is $7.25 an hour, and many states set a higher rate that takes precedence.
Hours beyond 40 in a week are normally paid at 1.5× your regular rate. Anything above 40 here is treated that way automatically.
A simplified 2026 model: federal brackets after the standard deduction, Social Security up to its wage base, Medicare, and an approximate state rate. Local taxes, credits and benefits are excluded.
All math runs in your browser and your inputs are never sent to a server. Settings are saved locally and share links encode the state in the URL. For information only — not investment or tax advice.