What a past investment in the S&P 500 or Nasdaq would be worth today
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$10,000 in the S&P 500 in 2000 is now
Based on annual S&P 500 total returns and Nasdaq Composite price-index returns through 2025. Past performance does not guarantee future results. Sources: S&P Dow Jones Indices and Nasdaq historical data.
One of the most-searched money questions: what would $1,000 or $10,000 invested in the S&P 500 in some year be worth now? This uses approximate annual total returns (dividends reinvested) since 1971, side by side with the Nasdaq Composite, and deflates the result by CPI so you can see the gain in today's dollars.
The S&P 500 figure assumes dividends were reinvested; the Nasdaq comparison uses the commonly quoted price index. The annualized return summarizes the full holding period and does not describe the path taken to reach the ending value.
Historical index returns are not live quotes and do not include investor taxes, fund expenses or trading costs. An index cannot be purchased directly, and past performance does not set a future expected return.
Inputs are applied directly to standard finance formulas with monthly compounding where relevant. Results are estimates in the selected currency; they do not include every tax, fee, benefit, market event or local rule. Try a conservative and an optimistic case before making a decision.
Last reviewed: August 2026. Primary references include the IRS 2026, SSA, BLS CPI, U.S. DOL, CFPB.
About 10% a year over the long run before inflation — roughly 7% in real terms. Individual decades vary widely.
Roughly $6,000 today with dividends reinvested, despite starting right before the dot-com crash. The scenario cards show other start years.
The Nasdaq has outperformed over most recent windows thanks to tech, but with far deeper drawdowns: it fell nearly 80% from its 2000 peak.
The S&P 500 series is total return (dividends reinvested). The Nasdaq Composite series is the price index, which is how it is usually quoted.
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