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New Zealand Financial Calculators

Calculate salary, take-home pay, inflation and mortgage repayments in NZD, with settings for New Zealand and clearly stated calculation assumptions.

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New Zealand Hourly to Salary Calculator

Turn hourly pay into weekly, monthly and annual salary in NZD. Set your paid weeks, working hours and overtime for New Zealand.

New Zealand Take-home Pay Calculator

Work out annual and monthly take-home pay in NZD using your salary and entered payroll deductions. See which deductions to check in New Zealand.

New Zealand Inflation Calculator

What is your money worth now? Compare NZD purchasing power across available years using annual World Bank CPI data for New Zealand.

New Zealand Mortgage Repayment Calculator

How much will your monthly mortgage cost? Calculate NZD repayments, total interest and housing costs with loan assumptions for New Zealand.

New Zealand: pay and mortgage assumptions

Enter the annual PAYE and ACC earners’ levy from your payroll calculation, plus KiwiSaver and student-loan deductions where applicable. Avoid counting the ACC component twice if it is already in the PAYE amount. Current KiwiSaver settings must be checked; this tool does not calculate New Zealand tax automatically.

Inland Revenue · Individual income tax ↗

Use the rate for the loan portion you want to model. Monthly fixed-rate repayments do not include revolving credit, offset balances or future refixing. A split mortgage should be calculated one portion at a time.

Sorted · Mortgage calculator ↗

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