@import "https://fonts.googleapis.com/css2?family=Instrument+Serif&family=IBM+Plex+Mono:wght@400;500&family=IBM+Plex+Sans+KR:wght@300;400;500;600&display=swap";:root{--bg:#f2f5f6;--card:#fff;--line:#dfe6e8;--text:#0c1d2a;--sub:#52636d;--primary:#102a43;--primary-soft:#eaf0f5;--positive:#087a55;--positive-soft:#eaf5f0;--warning:#a85d18;--chart-olive:#8a8f5c;--surface:#f8fafc;--on-primary:#fff;--control-line:#d5dfe4;--map-high:#c77925;--map-mid:#4f9b79;--map-low-mid:#5e8eae;--map-low:#9db6c7;--map-muted:#e3e9ed;--map-none:#d4dde2;--map-outline:#8ba0ad;--map-regional:#dcebe8;--map-warm:#d89b55;--map-cool:#7fa5ba;--map-pale:#b6c8d3;--globe-line:#d9e2e7;--globe-edge:#9fb1bc;--warning-soft:#fff7ed;--overlay-card:#fffffff5;--overlay-soft:#ffffffeb;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}:root[data-theme=dark]{--bg:#07121d;--card:#0b1926;--line:#263a49;--text:#f4f7f8;--sub:#9aadb7;--primary:#73c7bd;--primary-soft:#173b40;--positive:#65c9a3;--positive-soft:#143c32;--warning:#e0ac68;--chart-olive:#b5bc85;--surface:#081521;--on-primary:#07121d;--control-line:#34495a;--map-high:#d4a35f;--map-mid:#47977f;--map-low-mid:#427c9a;--map-low:#31576e;--map-muted:#172b3a;--map-none:#243845;--map-outline:#628093;--map-regional:#24473f;--map-warm:#b98954;--map-cool:#3d6881;--map-pale:#29495d;--globe-line:#213747;--globe-edge:#456170;--warning-soft:#30271c;--overlay-card:#0b1926f5;--overlay-soft:#0b1926eb;--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--text);margin:0;font-family:IBM Plex Sans KR,system-ui,sans-serif;font-size:15px;line-height:1.5}button,input,select{font:inherit}button{color:inherit}a{color:inherit;text-decoration:none}:where(a,button,input,select):focus-visible{outline-offset:2px;outline:3px solid #4d86b4}::selection{background:var(--primary);color:var(--on-primary)}.app-shell{grid-template-columns:242px minmax(0,1fr);min-height:100vh;display:grid}.sidebar{z-index:20;background:var(--card);border-right:1px solid var(--line);flex-direction:column;gap:6px;height:100vh;padding:22px 14px;display:flex;position:sticky;top:0}.brand{color:inherit;text-align:left;cursor:pointer;background:0 0;border:0;padding:6px 12px 20px;font:400 25px/1 Instrument Serif,Georgia,serif;text-decoration:none;display:block}.brand span{color:var(--primary)}.brand small{color:var(--sub);letter-spacing:.17em;margin-top:7px;font:500 12px IBM Plex Sans KR,sans-serif;display:block}.sidebar nav{flex-direction:column;gap:3px;display:flex;overflow-y:auto}.sidebar nav p{color:var(--sub);letter-spacing:.14em;text-transform:uppercase;margin:0;padding:12px 12px 6px;font-size:12px}.sidebar nav [data-category=stocks],.tool-group[data-category=stocks],.sheet-group[data-category=stocks]{--category-accent:#2f6f8f;--category-soft:#eaf2f6}.sidebar nav [data-category=retirement],.tool-group[data-category=retirement],.sheet-group[data-category=retirement]{--category-accent:#287766;--category-soft:#e8f3ef}.sidebar nav [data-category=home],.tool-group[data-category=home],.sheet-group[data-category=home]{--category-accent:#9a6329;--category-soft:#f6efe5}.sidebar nav [data-category=everyday],.tool-group[data-category=everyday],.sheet-group[data-category=everyday]{--category-accent:#8a5548;--category-soft:#f6ece9}.sidebar nav [data-category]>p{color:var(--category-accent);font-weight:600}.sidebar nav a{text-align:left;width:100%;color:var(--sub);cursor:pointer;background:0 0;border:0;border-radius:9px;align-items:center;gap:11px;padding:10px 12px;font-size:13px;display:flex}.sidebar nav a:hover{background:var(--primary-soft)}.sidebar nav [data-category] a:hover{background:var(--category-soft)}.sidebar nav a.active{background:var(--primary-soft);color:var(--text)}.sidebar nav [data-category] a.active{box-shadow:inset 3px 0 0 var(--category-accent);background:var(--category-soft)}.sidebar nav i{background:var(--line);border-radius:2px;flex:none;width:7px;height:7px}.sidebar nav .active i{background:var(--primary)}.sidebar nav [data-category] a i{background:var(--category-accent);opacity:.26}.sidebar nav [data-category] a.active i{background:var(--category-accent);opacity:1}.app-content{min-width:0}.topbar{z-index:10;background:var(--card);border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:24px;padding:16px 34px;display:flex;position:sticky;top:0}.topbar h1{margin:0;font-size:19px;font-weight:500}.topbar p{color:var(--sub);margin:3px 0 0;font-size:12px}.header-actions{align-items:center;gap:9px;display:flex}.header-actions select{border:1px solid var(--line);background:var(--surface);border-radius:8px;padding:9px 10px;font-size:12px}.language-select{border:1px solid var(--line);background:var(--surface);min-height:38px;color:var(--text);font:inherit;border-radius:8px;padding:8px 30px 8px 10px}.landing-header-controls{align-items:center;gap:10px;display:flex}.currency-note{color:var(--sub);white-space:nowrap;font-size:12px}.header-actions button{background:var(--primary);color:var(--on-primary);cursor:pointer;border:0;border-radius:8px;padding:10px 16px;font-size:13px;font-weight:600}.calculation-settings .view-results-button,.mobile-app-actions{display:none}.calculation-settings{border:1px solid var(--line);background:var(--card);border-radius:12px;flex-wrap:wrap;grid-column:1/-1;align-items:end;gap:14px;padding:18px 20px;display:flex}.calculation-settings label{min-width:160px;color:var(--sub);gap:6px;font-size:12px;display:grid}.calculation-settings select{border:1px solid var(--line);background:var(--surface);min-height:44px;color:var(--text);border-radius:8px;padding:8px 12px}.calculation-settings .currency-note{white-space:normal;align-self:center}.result-actions{grid-column:1/-1}.result-share-button{border:1px solid var(--line);background:var(--card);min-height:48px;color:var(--primary);cursor:pointer;border-radius:12px;justify-content:center;align-items:center;gap:8px;padding:10px 20px;font-weight:600;display:inline-flex}.result-actions .share-fallback{margin:12px 0 0}.hero-value,.stats strong,.scenario strong,.bar-row strong,.tooltip strong,table,input{font-variant-numeric:tabular-nums}.main{grid-template-columns:minmax(560px,1fr) 340px;align-items:start;gap:22px;min-width:960px;padding:30px 34px 64px;display:grid}.results{flex-direction:column;gap:20px;min-width:0;display:flex}.card,.hero-card,.input-card{border:1px solid var(--line);background:var(--card);border-radius:16px}.hero-card{background:var(--surface);padding:30px 32px}.hero-card:focus{outline:none}.eyebrow{color:var(--sub);letter-spacing:.16em;text-transform:uppercase;margin:0;font-size:12px}.hero-value{overflow-wrap:anywhere;letter-spacing:-.02em;margin-top:12px;font:400 clamp(34px,5vw,58px)/1.05 Instrument Serif,Georgia,serif}.stats{border-top:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:28px;margin-top:22px;padding-top:20px;display:grid}.stats span,.scenario>span{color:var(--sub);margin-bottom:6px;font-size:12px;display:block}.stats strong{font:500 18px IBM Plex Mono,monospace}.green{color:var(--positive)!important}.orange{color:var(--warning)!important}.card{padding:24px 26px}.section-head{justify-content:space-between;align-items:center;gap:16px;margin-bottom:18px;display:flex}.section-head h2,.note-card h2{margin:0;font-size:14px;font-weight:500}.section-head>span,.legend{color:var(--sub);font-size:12px}.legend{gap:14px;display:flex}.legend span{align-items:center;gap:6px;display:flex}.legend i,.tooltip i{width:14px;height:2px;display:inline-block}.chart-wrap{grid-template-columns:66px minmax(0,1fr);gap:12px;height:260px;display:grid}.y-axis{color:var(--sub);flex-direction:column;justify-content:space-between;align-items:flex-end;padding-bottom:10px;font:12px IBM Plex Mono,monospace;display:flex}.plot{position:relative}.plot svg{touch-action:none;width:100%;height:260px;overflow:visible}.grid-line{stroke:var(--line);stroke-width:1px;vector-effect:non-scaling-stroke}.crosshair{stroke:var(--text);stroke-width:1px;stroke-dasharray:2 3;vector-effect:non-scaling-stroke}.tooltip{background:var(--card);min-width:170px;color:var(--text);border:1px solid var(--line);pointer-events:none;border-radius:9px;padding:10px 12px;font-size:12px;position:absolute;top:8px;transform:translate(-50%);box-shadow:0 8px 24px #0003}.tooltip>b{color:var(--sub);margin-bottom:7px;font:500 12px IBM Plex Mono,monospace;display:block}.tooltip span{grid-template-columns:14px 1fr auto;align-items:center;gap:6px;margin-top:5px;display:grid}.tooltip strong{font:500 12px IBM Plex Mono,monospace}.x-axis{color:var(--sub);justify-content:space-between;margin:10px 0 0 78px;font:12px IBM Plex Mono,monospace;display:flex}.scenarios{grid-template-columns:repeat(3,1fr);gap:10px;display:grid}.scenarios.four{grid-template-columns:repeat(4,1fr)}.scenarios.five{grid-template-columns:repeat(5,1fr)}.scenario{border:1px solid var(--line);border-radius:11px;padding:16px 14px}.scenario.featured{background:var(--primary-soft);border-color:#9fb2c3}.scenario strong{font:500 16px IBM Plex Mono,monospace;display:block}.scenario small{color:var(--sub);margin-top:7px;font-size:12px;display:block}.table-card{padding-bottom:14px}.table-scroll{max-height:420px;overflow:auto}table{border-collapse:collapse;white-space:nowrap;width:100%;font:12px IBM Plex Mono,monospace}th,td{text-align:right;border-bottom:1px solid var(--primary-soft);padding:10px 13px}th{background:var(--card);color:var(--sub);font-weight:400;position:sticky;top:0}th:first-child,td:first-child{text-align:left}.achieved{background:var(--positive-soft)}.achieved td:last-child{color:var(--positive);font-weight:500}.input-card{flex-direction:column;gap:19px;padding:22px;display:flex;position:sticky;top:92px}.field>span,.label-row{color:var(--sub);justify-content:space-between;align-items:center;margin-bottom:7px;font-size:12px;display:flex}.input-wrap{border:1px solid var(--line);background:var(--surface);border-radius:9px;align-items:center;display:flex}.input-wrap b{color:var(--sub);padding-left:12px;font-weight:400}.field input,.field select{border:1px solid var(--line);background:var(--surface);width:100%;color:var(--text);border-radius:9px;padding:11px 12px;font:14px IBM Plex Mono,monospace}.input-wrap input{border:0}.field input:focus,.field select:focus{outline:2px solid var(--primary-soft);border-color:#6f8aa3}.range-field{display:block}.label-row strong{color:var(--primary);font:500 13px IBM Plex Mono,monospace}.range-field>input{-webkit-appearance:none;appearance:none;cursor:pointer;background:0 0;width:100%;height:44px;margin:0}.range-field>input::-webkit-slider-runnable-track{background:var(--line);height:2px}.range-field>input::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;background:var(--primary);border:0;border-radius:50%;width:20px;height:20px;margin-top:-9px}.presets{gap:6px;display:flex}.presets button{border:1px solid var(--line);background:var(--surface);color:var(--sub);cursor:pointer;border-radius:7px;flex:1;padding:8px 4px;font-size:12px}.presets button.selected{border-color:var(--primary);background:var(--primary-soft);color:var(--primary)}.toggle-row{text-align:left;cursor:pointer;background:0 0;border:0;justify-content:space-between;align-items:center;width:100%;padding:0;display:flex}.toggle-row strong,.toggle-row small{display:block}.toggle-row strong{font-size:13px;font-weight:500}.toggle-row small{color:var(--sub);margin-top:3px;font-size:12px}.toggle{background:var(--control-line);border-radius:999px;width:40px;height:22px;padding:3px;transition:background-color .16s ease-out}.toggle b{background:var(--card);border-radius:50%;width:16px;height:16px;transition:transform .16s ease-out;display:block;box-shadow:0 1px 3px #0004}.toggle.on{background:var(--primary)}.toggle.on b{transform:translate(18px)}.rail-note{background:var(--surface);color:var(--sub);border-radius:9px;margin:0;padding:12px 13px;font-size:12px;line-height:1.6}.note-card p{color:var(--sub);margin:8px 0 0;font-size:13px;line-height:1.7}.bars{flex-direction:column;gap:12px;display:flex}.bar-row{grid-template-columns:145px minmax(0,1fr) 100px;align-items:center;gap:14px;font-size:12px;display:grid}.bar-row i{background:var(--primary-soft);border-radius:4px;height:8px;overflow:hidden}.bar-row i b{border-radius:4px;height:100%;display:block}.bar-row strong{text-align:right;font:500 12px IBM Plex Mono,monospace}.seo{max-width:1200px;margin:0 auto;padding:44px 38px 92px}.seo h2{margin:0 0 12px;font:400 34px/1.2 Instrument Serif,Georgia,serif}.seo>p{max-width:850px;color:var(--sub);line-height:1.8}.seo h3{color:var(--sub);letter-spacing:.14em;text-transform:uppercase;margin:30px 0 13px;font-size:12px;font-weight:400}.calculator-guide{margin-top:30px}.calculator-guide>h3{margin-top:0}.calculator-guide>ol{counter-reset:guide-step;grid-template-columns:repeat(3,1fr);gap:12px;margin:0;padding:0;list-style:none;display:grid}.calculator-guide>ol li{border:1px solid var(--line);background:var(--card);min-height:108px;color:var(--sub);text-wrap:pretty;counter-increment:guide-step;border-radius:12px;padding:44px 18px 18px;font-size:12px;line-height:1.65;position:relative}.calculator-guide>ol li:before{color:var(--primary);content:"0" counter(guide-step);font:600 12px IBM Plex Mono,monospace;position:absolute;top:16px;left:18px}.guidance-grid{grid-template-columns:repeat(2,1fr);gap:12px;margin-top:12px;display:grid}.guidance-grid article{background:var(--primary-soft);border-radius:12px;padding:20px}.guidance-grid h4{color:var(--text);margin:0 0 9px;font-size:12px;font-weight:600}.guidance-grid p{color:var(--sub);text-wrap:pretty;margin:0;font-size:12px;line-height:1.7}.faq-grid{grid-template-columns:repeat(2,1fr);gap:12px;display:grid}.faq-grid article{border:1px solid var(--line);background:var(--card);border-radius:12px;padding:20px}.faq-grid h4{margin:0 0 8px;font-size:14px;font-weight:500}.faq-grid p{color:var(--sub);margin:0;font-size:12px;line-height:1.7}.related{flex-wrap:wrap;gap:9px;display:flex}.related a{border:1px solid var(--line);background:var(--card);cursor:pointer;color:inherit;border-radius:999px;padding:8px 14px;font-size:12px;text-decoration:none}.related a:hover{border-color:var(--primary);color:var(--primary)}.disclaimer{border-top:1px solid var(--line);padding-top:16px;font-size:12px;margin-top:28px!important}.source-note{color:var(--sub);margin:-6px 2px 0;font-size:12px;line-height:1.65}.wage-you{border-top:1px solid var(--line);margin-top:4px;padding-top:14px;font-weight:600}.mobile-appbar,.bottom-nav{display:none}.landing{background:var(--bg);min-height:100vh}.landing-header,.landing main,.landing-footer{width:min(1180px,100% - 48px);margin-inline:auto}.landing-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;min-height:78px;display:flex}.landing-header .brand{padding:0}.landing-bottom-nav{display:none}.landing-header nav,.landing-footer nav{gap:22px;display:flex}.landing-header nav a,.landing-footer a{color:var(--sub);font-size:12px;text-decoration:none}.tool-directory{padding:76px 0;scroll-margin-top:24px}.directory-controls{margin-bottom:24px}.directory-search{max-width:650px;font-size:13px;font-weight:600;display:block}.directory-search>div{border:1px solid var(--line);background:var(--card);border-radius:12px;margin-top:8px;display:flex}.directory-search input{width:100%;min-width:0;min-height:48px;color:var(--text);background:0 0;border:0;border-radius:12px;padding:12px 16px;font-size:16px}.directory-search input::-webkit-search-cancel-button{-webkit-appearance:none}.directory-search button{cursor:pointer;background:0 0;border:0;border-radius:12px;min-width:48px;font-size:22px}.directory-filters{flex-wrap:wrap;gap:8px;margin-top:16px;display:flex}.directory-filters button,.directory-empty button{border:1px solid var(--line);background:var(--card);cursor:pointer;border-radius:24px;min-height:44px;padding:9px 16px;font-size:13px}.directory-filters button[aria-pressed=true],.directory-empty button{border-color:var(--primary);background:var(--primary);color:var(--on-primary)}.directory-count{color:var(--sub);margin:14px 0 0;font-size:13px}.directory-empty{border:1px dashed var(--line);text-align:center;border-radius:16px;padding:32px 20px}.directory-empty h2{margin:0;font-size:18px}.directory-empty p{color:var(--sub)}.field-hint{color:var(--warning);margin-top:6px;font-size:12px;font-weight:400;display:block}.input-wrap:has([aria-invalid=true]){border-color:var(--warning)}.calculation-status{color:var(--sub);margin:0;padding:14px 34px 0;font-size:12px}.share-fallback{border:1px solid var(--line);background:var(--card);border-radius:12px;flex-wrap:wrap;align-items:center;gap:10px;margin:16px 34px 0;padding:16px;font-size:13px;display:flex}.share-fallback label{width:100%}.share-fallback input{border:1px solid var(--line);border-radius:8px;flex:1;width:100%;min-width:0;min-height:44px;padding:8px;font-size:16px}.share-fallback button{border:1px solid var(--line);background:var(--card);cursor:pointer;border-radius:8px;min-height:44px;padding:8px 12px}@media (min-width:981px) and (max-width:1240px){.app-shell{grid-template-columns:200px minmax(0,1fr)}.main{grid-template-columns:minmax(0,1fr) 280px;gap:16px;min-width:0;padding-inline:24px}.topbar{flex-wrap:wrap;gap:12px;padding-inline:24px}.header-actions{flex-wrap:wrap}.header-actions button{white-space:nowrap}}@media (max-width:980px){.calculation-status{padding-inline:16px}.share-fallback{margin-inline:14px}}.directory-heading h1{text-wrap:balance;max-width:650px;margin:10px 0 42px;font:400 42px/1.08 Instrument Serif,Georgia,serif}.tool-group{border-top:1px solid var(--line);grid-template-columns:190px 1fr;gap:30px;padding:28px 0;display:grid}.tool-group>h2{color:var(--sub);text-transform:uppercase;margin:5px 0;font-size:12px;font-weight:500}.tool-group[data-category]>h2{color:var(--category-accent)}.tool-group[data-category]>h2:before{background:var(--category-accent);content:"";border-radius:2px;width:7px;height:7px;margin-right:8px;display:inline-block}.tool-group>div{grid-template-columns:repeat(2,1fr);gap:10px;display:grid}.tool-group a{border:1px solid var(--line);background:var(--card);min-height:132px;color:var(--text);border-radius:12px;padding:20px 46px 20px 20px;text-decoration:none;position:relative}.tool-group a>span{color:var(--primary);text-transform:uppercase;font:600 12px IBM Plex Mono,monospace}.tool-group a strong{margin-top:10px;font-size:15px;font-weight:600;display:block}.tool-group a p{color:var(--sub);text-wrap:pretty;margin:7px 0 0;font-size:12px;line-height:1.55}.tool-group a b{color:var(--primary);font-size:18px;position:absolute;top:19px;right:18px}:is(.tool-group a:hover,.tool-group a:focus-visible){border-color:var(--primary)}:is(.tool-group[data-category] a:hover,.tool-group[data-category] a:focus-visible){border-color:var(--category-accent)}.landing-footer{grid-template-columns:auto 1fr auto;align-items:center;gap:28px;padding-block:34px;display:grid}.landing-footer>span{font:400 20px Instrument Serif,Georgia,serif}.landing-footer nav{justify-content:center}.landing-footer small{color:var(--sub);font-size:12px}.legal{max-width:760px;margin:0 auto;padding:24px 24px 100px}.legal-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:16px;margin-bottom:32px;padding-bottom:20px;display:flex}.legal-header .brand{padding:0}.legal-header-actions{flex-shrink:0;align-items:center;gap:8px;display:flex}.legal h1{word-break:keep-all;text-wrap:balance;margin:12px 0 30px;font-size:clamp(28px,4vw,36px);font-weight:600;line-height:1.3}.legal h2{margin:34px 0 9px;font-size:18px;font-weight:500}.legal p{color:var(--sub);line-height:1.85}.legal li{color:var(--sub);margin:9px 0;line-height:1.65}.legal li a{color:var(--primary)}.legal-actions{flex-wrap:wrap;justify-content:space-between;gap:20px;display:flex}.legal .back{color:var(--primary);margin-top:40px;font-weight:500;display:inline-block}.policy-links{color:var(--sub);gap:18px;margin-top:14px;font-size:12px;display:flex}.policy-links a:hover{color:var(--primary);text-decoration:underline}@media (max-width:980px){.app-shell{min-height:100dvh;display:block}.mobile-appbar{z-index:45;height:calc(58px + env(safe-area-inset-top));padding:calc(7px + env(safe-area-inset-top)) 12px 7px 16px;border-bottom:1px solid var(--line);background:var(--card);justify-content:space-between;align-items:center;display:flex;position:sticky;top:0}.mobile-appbar .brand{padding:8px 0;font-size:24px}.mobile-app-actions{align-items:center;gap:6px;display:flex}.mobile-language-select{border-radius:12px;min-height:44px;font-size:12px;font-weight:600}.mobile-menu-button{border:1px solid var(--line);background:var(--surface);width:44px;height:44px;color:var(--text);cursor:pointer;border-radius:12px;place-items:center;padding:0;font-size:12px;font-weight:600;display:grid}.mobile-menu-button i{flex-direction:column;gap:3px;width:16px;display:flex}.mobile-menu-button b{background:currentColor;border-radius:2px;width:16px;height:1.5px;display:block}.sidebar{display:none}.topbar{flex-wrap:wrap;gap:12px;padding:10px 16px;position:static}.topbar h1{font-size:17px}.topbar p{font-size:12px}.header-actions{flex-wrap:wrap;width:100%;display:none}.header-actions select{flex:calc(50% - 5px);min-width:0}.header-actions .language-select{display:none}.currency-note{text-align:right;width:100%}.header-actions button{flex:1 0 100%}.calculation-settings .view-results-button{min-height:48px;color:var(--on-primary);cursor:pointer;background:var(--primary);border:0;border-radius:8px;justify-content:center;align-items:center;gap:8px;width:100%;display:flex}.calculation-settings{order:-2;gap:12px;padding:16px}.calculation-settings label{flex:130px;min-width:0}.calculation-settings .currency-note{text-align:left;font-size:12px}.main{grid-template-columns:1fr;gap:16px;min-width:0;padding:18px 14px 34px}.input-card{order:-1;position:static}.results{display:contents}.result-actions{order:2;display:block}.result-share-button{border:1px solid var(--line);background:var(--card);width:100%;min-height:48px;color:var(--primary);cursor:pointer;border-radius:12px;justify-content:center;align-items:center;gap:8px;font-weight:600;display:flex}.hero-card{scroll-margin-top:calc(72px + env(safe-area-inset-top));order:0}.chart-card{order:1}.hero-card,.card{padding:22px 18px}.hero-value{font-size:clamp(32px,10vw,38px)}.stats{grid-template-columns:1fr;gap:14px}.stats>div{justify-content:space-between;align-items:center;display:flex}.stats span{margin:0}.stats strong{font-size:15px}.chart-wrap{grid-template-columns:48px minmax(0,1fr);height:220px}.plot svg{height:220px}.x-axis{margin-left:60px}.scenarios,.scenarios.four,.scenarios.five{grid-template-columns:1fr}.bar-row{grid-template-columns:110px minmax(0,1fr) 80px}.seo{padding:36px 16px 118px}.seo h2{font-size:30px}.faq-grid,.calculator-guide>ol,.guidance-grid{grid-template-columns:1fr}.calculator-guide>ol li{min-height:0}.bottom-nav{z-index:50;height:calc(68px + env(safe-area-inset-bottom));padding:6px 8px calc(6px + env(safe-area-inset-bottom));border-top:1px solid var(--line);background:var(--card);grid-template-columns:repeat(5,1fr);display:grid;position:fixed;bottom:0;left:0;right:0;box-shadow:0 -8px 24px #1a2b2010}.bottom-nav button,.bottom-nav>a{min-width:0;min-height:54px;color:var(--sub);cursor:pointer;background:0 0;border:0;border-radius:12px;grid-template-rows:30px 12px;align-content:center;justify-items:center;gap:3px;padding:4px 2px;font-size:12px;font-weight:500;text-decoration:none;display:grid}.bottom-nav i{width:27px;height:27px;color:var(--sub);background:0 0;border-radius:9px;place-items:center;font:600 19px/1 IBM Plex Sans KR,sans-serif;display:grid}.bottom-nav button.active,.bottom-nav>a.active{background:var(--primary-soft);color:var(--primary)}.bottom-nav button.active i,.bottom-nav>a.active i,.bottom-nav>a.world-nav-action,.landing-bottom-nav>a.world-nav-action{color:var(--primary)}.bottom-nav>a.world-nav-action i,.landing-bottom-nav>a.world-nav-action i{background:var(--primary);width:34px;height:34px;color:var(--on-primary);border-radius:50%;box-shadow:0 3px 9px #0f6b4e2e}.globe-nav-icon{fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.55px;width:20px;height:20px}.mobile-sheet-layer{z-index:70;background:#0c1d2a73;justify-content:flex-end;align-items:stretch;animation:.16s ease-out both mobile-sheet-backdrop-in;display:flex;position:fixed;inset:0}.mobile-sheet{background:var(--surface);width:min(88vw,390px);height:100dvh;max-height:none;color:var(--text);-webkit-backface-visibility:hidden;backface-visibility:hidden;border:0;border-radius:20px 0 0 20px;flex-direction:column;margin:0;padding:0;animation:.18s ease-out both mobile-drawer-enter;display:flex;position:fixed;inset:0 0 0 auto;box-shadow:-20px 0 50px #0003}.mobile-sheet::backdrop{background:0 0}body:has(.mobile-sheet[open]){overflow:hidden}.mobile-sheet-layer.closing{pointer-events:none;animation:.14s ease-in both mobile-sheet-backdrop-out}.mobile-sheet-layer.closing .mobile-sheet,.mobile-sheet.closing{animation:.16s ease-in both mobile-drawer-exit}.mobile-sheet>header{padding:calc(14px + env(safe-area-inset-top)) 18px 12px;justify-content:space-between;align-items:center;display:flex}.mobile-sheet>header p{color:var(--sub);letter-spacing:.14em;margin:0 0 2px;font-size:12px;font-weight:600}.mobile-sheet>header h2{margin:0;font:400 27px Instrument Serif,Georgia,serif}.mobile-sheet>header button{background:var(--primary-soft);width:44px;height:44px;color:var(--text);cursor:pointer;border:0;border-radius:50%;place-items:center;font-size:25px;display:grid}.sheet-scroll{padding:0 12px calc(18px + env(safe-area-inset-bottom));overflow-y:auto}.sheet-group h3{color:var(--sub);letter-spacing:.12em;text-transform:uppercase;margin:15px 7px 7px;font-size:12px;font-weight:600}.sheet-group[data-category] h3{color:var(--category-accent)}.sheet-group>div{border:1px solid var(--line);background:var(--card);border-radius:14px;overflow:hidden}.sheet-group a{border:0;border-bottom:1px solid var(--line);background:var(--card);text-align:left;cursor:pointer;width:100%;min-height:62px;color:inherit;justify-content:space-between;align-items:center;gap:12px;padding:10px 14px;text-decoration:none;display:flex}.sheet-group a:last-child{border-bottom:0}.sheet-group a.active{background:var(--primary-soft)}.sheet-group[data-category] a.active{box-shadow:inset 3px 0 0 var(--category-accent);background:var(--category-soft)}.sheet-group a span{min-width:0}.sheet-group strong,.sheet-group small{display:block}.sheet-group strong{font-size:13px;font-weight:500}.sheet-group small{color:var(--sub);text-overflow:ellipsis;white-space:nowrap;margin-top:2px;font-size:12px;overflow:hidden}.sheet-group b{color:var(--sub);font-size:22px;font-weight:300}}@media (max-width:720px){.landing{padding-bottom:calc(74px + env(safe-area-inset-bottom))}.landing-header,.landing main,.landing-footer{width:min(100% - 32px,1180px)}.landing-header{min-height:calc(62px + env(safe-area-inset-top));padding-top:env(safe-area-inset-top)}.landing-header nav{display:none}.tool-directory{padding:56px 0}.tool-group{grid-template-columns:1fr;gap:12px}.tool-group>div{grid-template-columns:1fr}.landing-footer{grid-template-columns:1fr;padding-block:28px 96px}.landing-footer nav{flex-wrap:wrap;justify-content:flex-start}.landing-bottom-nav{z-index:40;padding:7px 8px calc(7px + env(safe-area-inset-bottom));border-top:1px solid var(--line);background:var(--card);grid-template-columns:repeat(5,minmax(0,1fr));display:grid;position:fixed;bottom:0;left:0;right:0}.landing-bottom-nav a{min-width:0;min-height:54px;color:var(--sub);grid-template-rows:30px 12px;align-content:center;justify-items:center;gap:3px;font-size:12px;font-weight:600;text-decoration:none;display:grid}.landing-bottom-nav i{width:28px;height:28px;color:var(--primary);border-radius:9px;place-items:center;font-size:15px;font-style:normal;font-weight:700;display:grid}}@keyframes mobile-sheet-backdrop-in{0%{opacity:0}to{opacity:1}}@keyframes mobile-sheet-backdrop-out{0%{opacity:1}to{opacity:0}}@keyframes mobile-drawer-enter{0%{transform:translate(100%)}to{transform:translate(0,0)}}@keyframes mobile-drawer-exit{0%{transform:translate(0,0)}to{transform:translate(100%)}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.toggle,.toggle b{transition-duration:1ms}.mobile-sheet-layer,.mobile-sheet,.mobile-sheet-layer.closing,.mobile-sheet-layer.closing .mobile-sheet{animation-duration:1ms}}@media (max-width:520px){.topbar p{max-width:260px}.header-actions button{flex-basis:100%;width:100%}.legend{flex-wrap:wrap;gap:6px 12px;display:flex}.tooltip{min-width:150px}.table-card{overflow:hidden}.seo h2{font-size:28px}}.theme-toggle,.header-actions .theme-toggle{border:1px solid var(--control-line);background:var(--card);width:44px;height:44px;color:var(--text);vertical-align:middle;cursor:pointer;border-radius:10px;flex:0 0 44px;justify-content:center;align-items:center;padding:10px;display:inline-flex}.theme-toggle:hover{background:var(--primary-soft)}.theme-toggle svg{fill:none;stroke:currentColor;stroke-width:1.7px;stroke-linecap:round;stroke-linejoin:round;width:22px;height:22px}.directory-heading h1{margin-bottom:24px;font:600 clamp(26px,4vw,36px)/1.25 IBM Plex Sans KR,system-ui,sans-serif}.landing main>.tool-directory{padding-top:40px}:root[data-theme=dark] :is(.sidebar nav [data-category],.sheet-group,.tool-group)[data-category=stocks]{--category-accent:#83bad3;--category-soft:#193545}:root[data-theme=dark] :is(.sidebar nav [data-category],.sheet-group,.tool-group)[data-category=retirement]{--category-accent:#79c7b3;--category-soft:#173b34}:root[data-theme=dark] :is(.sidebar nav [data-category],.sheet-group,.tool-group)[data-category=home]{--category-accent:#dfb17c;--category-soft:#3a3023}:root[data-theme=dark] :is(.sidebar nav [data-category],.sheet-group,.tool-group)[data-category=everyday]{--category-accent:#d8a699;--category-soft:#392a29}@media (max-width:980px){.header-actions .theme-toggle{display:none}.mobile-app-actions{gap:6px}}
